2025 Payouts Landscape Report
Discover how digital payment trends are transforming corporate payout strategies and driving consumer loyalty.
The Future of Digital Payouts
Payment industry trends in 2025 highlight a continued shift toward more consumer-centric payout solutions. Digital payouts are now the baseline expectation, with 83% of Americans receiving them. To differentiate, businesses must innovate with the payment choices and personalized, user-friendly experiences consumers demand.
Onbe and NRG’s 2025 Payouts Landscape Report explores how businesses can leverage the latest trends in digital payouts to drive consumer engagement and loyalty while reducing the cost, risk and administrative burden of disbursements.
Key Trends in the Payment Industry for 2025
1. Digital Payouts Are Just the Beginning
Most consumers receive corporate payouts via digital payment methods—but the status quo is no longer enough. Businesses can drive customer satisfaction by optimizing their payout processes to match expectations for speed, choice and flexible spending options.
2. Consumers Want Faster Payouts
73% of respondents would be dissatisfied with payouts taking longer than one week, while 23% of consumers expect payouts in one business day. Traditional, check-based solutions typically cannot deliver on these payment preferences—but digital strategies offer the faster payouts consumers desire.
3. Security and Fraud Prevention Are Top Concerns
97% of consumers rank secure transactions as a top priority—and most find that digital and electronic methods offer the most security. Investing in fraud prevention and secure payout solutions can help organizations reduce risk while maintaining consumer trust.
4. Mobile Wallet Use Continues to Rise
Americans no longer rely solely on traditional financial institutions to enable their daily spending habits. 70% use mobile wallets weekly, and many make frequent use of popular payment apps like PayPal and Venmo. With these flexible options, consumers can spend their payouts immediately, conveniently and securely.
5. Sustainable Payment Solutions Gain Traction
62% of consumers consider environmental impact when choosing their payment methods. Businesses can strengthen brand loyalty by offering eco-friendly, digital-first payout choices instead of or alongside physical options.
Why These Digital Payment Trends Matter for Businesses
Today, it’s not enough to simply offer digital payouts. To gain a competitive advantage, businesses must embrace payouts innovation and emerging trends in the payments sector. 53% of consumers say they have a more positive impression of a brand when their payment expectations are met or exceeded, and half would frequent that business more often. By delivering flexible, choice-driven payout options tailored to consumers’ evolving needs, businesses can enhance customer loyalty, engagement and trust while reducing costs and improving their operational efficiency.
Stay Ahead in the Evolving Payouts Landscape
In 2025, digital payouts are not just a routine business process—they're a strategic opportunity. The 2025 Payouts Landscape Report is packed with findings on consumer preferences and emerging trends to help businesses prepare for the next wave of digital innovation. Download your free copy to start planning!